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Hiring processes · Brazilian fintechs

What the PicPay interview is like

PicPay is one of Brazil's largest digital banks, and more than half of its people work in technology and product. It does not publish its interview stages, but candidates describe a fairly stable sequence: an HR conversation, a demanding technical interview on Java and system design, and a culture conversation where PicPay checks its seven values.

Stages (per candidates)
HR, manager, technical (Java + system design), culture
Official process
PicPay publishes no list of stages
Language
Portuguese; no candidate reports an English round
Technical
Java fundamentals, live coding, system design; sometimes a take-home
Culture
7 values, from "Atitude de Dono" to "Disponibilidade"
Technology and product
2,712 of 4,629 employees (20-F, Dec 2025)

What PicPay does and who it hires

PicPay is a payments app and digital bank founded in Vitória (Espírito Santo) in 2012, headquartered in São Paulo with an office in Vitória. It listed on Nasdaq in January 2026.

According to its annual report to the SEC (20-F), on 31 December 2025 it had 4,629 employees, 2,712 of them in Technology and Product Development: data, technology, devOps, product and design. That is why most of its openings are technical.

The stages, in order

PicPay does not publish an official list of stages. According to a 2024 press report, beyond requirements and experience, the process assesses the candidate's cultural fit against its values. The rest comes from candidate reports, and the order varies between teams:

  • HR conversation: your experience, your expectations and your fit with the role.
  • Interview with the hiring manager: your background and how you work.
  • Technical interview: Java questions, live coding with screen sharing and system design, often with two or three developers. Some candidates report a take-home challenge with a one-week deadline before it.
  • Final behavioural or culture conversation with managers and HR. One candidate describes a longer chain: HR, direct manager, technical with the principals, senior manager, VP (optional) and culture.

What each stage tests

  • HR and manager: experience, motivation and whether your profile fits the team.
  • Technical: real command of the language (mostly Java) and the ability to design systems that handle volume and slow dependencies.
  • Take-home (when there is one): code quality, reviewed with you afterwards.
  • Culture: the seven values PicPay uses to assess fit: Atitude de Dono (ownership), Determinação, Disciplina, Simplicidade, Franqueza (candour), Humildade and Disponibilidade.

Typical technical topics

What candidates report, paraphrased:

  • Java fundamentals: inheritance, polymorphism, collections such as Map, exceptions and the garbage collector.
  • Object-oriented design, SOLID, design patterns, SQL versus NoSQL, and Kafka.
  • Unit tests and TDD.
  • Payments and credit system design: one candidate describes designing a credit-analysis service at about 2,000 transactions per second that depends on a Central Bank service limited to about 1,500, in other words resilience and rate limiting.
  • In recent rounds, generative AI topics: tokens, RAG, agents and MCP.

Which language the interview is in

Candidate reviews are written in Portuguese and none mentions an English round. PicPay does not publish the language of its interviews, so for roles in Brazil expect a process in Portuguese; if the post asks for English, confirm with the recruiter.

Tips

  • Review Java in depth, not just the framework: the garbage collector, collections, exceptions and object orientation come up again and again.
  • Prepare a system design case with an external capacity limit: how you protect your service when a dependency handles less traffic than you do.
  • Have one example for each of the seven values; cultural fit is assessed explicitly.
  • Block out time: candidates report technical sessions of one to two hours and sometimes a one-week take-home.

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Paste the real PicPay job post and your CV, and rehearse the technical or culture interview out loud with an AI interviewer, in Portuguese, English, Spanish or French. At the end you get a scored debrief: which answers landed, which stayed vague and what you would be asked next.

You can try a free 7-turn web demo without signing up. A free account gives you 2 full interviews. Premium, in the iOS app, costs US$11.99 a month, US$29.99 for 3 months or US$59.99 a year.

Frequently asked questions

What is the PicPay technical interview like?
According to candidates, it includes Java questions, live coding with screen sharing and a system design part, often with two or three developers.
Does PicPay give a take-home challenge?
Some candidates report a take-home with a one-week deadline, discussed afterwards in the technical interview. It does not appear in every process.
Is the PicPay interview in English?
No candidate reports an English round, and reviews are in Portuguese. For roles in Brazil, prepare in Portuguese and confirm with the recruiter if the post asks for English.
What are PicPay's values?
Atitude de Dono, Determinação, Disciplina, Simplicidade, Franqueza, Humildade and Disponibilidade. According to the press, the process assesses cultural fit against them.
How many stages does the PicPay process have?
PicPay does not publish it. Candidates usually describe four: HR, manager, technical and culture; some senior processes add interviews with senior managers or a VP.
How many people work in technology at PicPay?
According to its 20-F, 2,712 of its 4,629 employees were in Technology and Product Development on 31 December 2025.

Sources

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